What is financial planning?
At Wybrow & Associates, it doesn’t matter where you are in life and the financial skills you have behind you, because we have the right financial advice to help you create the life you want.
Financial planning is about…
Understanding how you want to live
- How do you live?
- Who do you love and want to look after?
- And what kind of financial legacy do you want to leave behind?
These are the questions that guide our understanding about what’s important to you.
And when we understand that, then we are a little closer to…
Understanding who you are
Which means we give you tailored financial advice to suit where you are now and where you want to be in the future.
Not only that, we understand that you may have the financial skills and knowledge to develop a portfolio and secure your financial future. However, you just don’t have the time.
Perhaps you know the importance of managing your financial affairs, but you don’t have the skills, nor do you want to.
You just want to know it’s taken care of professionally.
That’s why we’re the…
Solutions to your financial concerns
Just like your GP, with the right financial advice we take care of your financial wellbeing.
We’re focused on proactive strategies and capital preservation, but we do the financial housekeeping too.
To make sure things are running smoothly we complete a full financial diagnostic, looking at:
- income sources
- tax effectiveness
- assets and liabilities
- dependents
- superannuation
- previous investment management
- cash flow management
- asset allocation
- potential risks
Which means you know we’re actively managing your portfolios and looking for opportunities for growth.
And if there is a specialist area we don’t have the knowledge in we…
Work with the specialists
To make sure we have a full 360-degree view of your situation.
Because context is everything.
What is financial planning without context? It’s incomplete advice that doesn’t make the best of your situation, or even worse, can put your financial future at risk.
That’s why we partner with people like property lawyers, estate planning lawyers, tax accountants, self managed super accountants, business lawyers and specialist superannuation lawyers.
Understanding the full context of your situation and working with you and best of breed specialists, means you get a holistic view of your financial, tax, super and business affairs. It means our recommendations aren’t made in isolation, but working with your other advisers, we give you the best outcome for your financial future and wellbeing.
Getting things done
Unlike many financial advisers, we work to implement the strategies and advice we recommend. We do what must be done in a timely and methodical manner, so that you don’t miss any financial opportunities we’ve outlined for you.
They say it’s all in the detail, so we take on the nitty gritty, so you know nothing has been overlooked.
