Wealth creation–what’s it all about?
At Wybrow & Associates wealth creation is summed up by 3 important questions:
- How do you live?
- Who do you love?
- What legacy do you want to leave?
We all dream about having the financial freedom to choose how we live.
And because we all want different things from life, it’s important we answer these questions in your unique financial plan.
In fact, a dream is just a wish without a plan.
And for many, it’s just a lack of good financial structure or knowledge about how to invest which prevents us from making our dreams a reality.
It doesn’t matter if whether you’re a young professional, raising a family, at the peak of your career, thinking about retirement, or maybe you have a loved one who requires aged care—whatever stage you are at, we can help you with a financial plan for wealth creation and preservation.
How we help you
At Wybrow & Associates, we create a financial plan that’s tailored to where you are in life and where you want to be.
Review your current financial situation
With a picture of where you are now, and where you want to be, we can map out a financial plan that builds wealth for you now and into the future. It doesn’t matter the circumstance; we’re here to help you.
We complete full financial diagnostic, which is like a financial health check up. We make sure things are running smoothly by looking at:
- income sources
- tax
- assets and liabilities
- dependents
- superannuation
- if you’re adequately protected against illness and accident.
And if there are some financial speed bumps, we…
Look for efficiencies in your financial structures
This includes looking at your finances for:
- tax effectiveness
- investment management
- cash flow management
- asset allocation
- potential risks.
Wealth creation
Now that we have a clear picture of where your finances are, we tailor a financial plan for wealth creation that benefits you and your lifestyle, while minimising risk.
Which is why we recommend creating a diverse portfolio with the following wealth creation strategies:
- asset structuring to minimise taxes
- share portfolios
- creating entities to invest your assets and investments
- property investment
- fixed interest savings
- cash reserves
- Self Managed Superannuation Funds
- managed funds.
Active portfolio management
It’s important to regularly assess your portfolio because different asset sectors perform at different times throughout the market cycle.
You’ll get a progress report and recommendations from us so you’re always informed about how, where and when you should be investing.
Which means, with the right wealth creation strategy for you, you’ll spend less time worrying about money, and more time enjoying life.
One trusted advisor
We also work closely with your accountants and lawyers so you have a trusted advisor who is across your entire situation. We don’t just look at our piece of the financial pie.
And we always make sure our advice is relevant, consistent and developed in partnership with your accountant and lawyers. That way you have the best of breed advisers, working together to make sure everything is taken care of.
Call us today for more about how to create the life you want.
